OCU - Credit Card Purchase

Purchase credit cards

Buy now and spread the cost of all your purchases - large or small

What is a purchase credit card?
Our purchase credit cards are designed to help you spread out your costs. Buy now and pay back gradually over time.

Buy what you need now

Use a purchase credit card today, then pay off what you owe - without paying interest on it.

Spread your costs over time

Buy the things you need now and pay off the amount you owe gradually over time.

Purchase protection

As with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.

Explore our purchase credit cards

Purchase Plus Credit Card

Discover the all-rounder that has up to 20 months of interest-free purchases and up to 17 months of interest-free balance transfers (3.49% fee, minimum £5).
Eligibility criteria apply. Credit is subject to status.
Representative example

Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of £1,200

Rewards Credit Card

Earn reward points on eligible purchases you make.
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of £1,200

Premier Credit Card

Get travel benefits and reward points - plus 9 months interest free on purchases and 18 months interest free on balance transfers (2.99% fee, min £5). Just for OCU Premier customers.
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 23.9% p.a. (variable)
Representative: 23.9% APR (variable)
Based on an assumed credit limit of £1,200

Home Page > Purchase credit cards

Purchase credit cards

Buy now and spread the cost of all your purchases - large or small

Buy what you need now

Use a purchase credit card today, then pay off what you owe - without paying interest on it.

Spread your costs over time

Buy the things you need now and pay off the amount you owe gradually over time.

Purchase protection

As with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.

Purchase Plus Credit Card

Rewards Credit Card

Premier Credit Card

Customer Support?

It's easy to answer your query online. Visit our Help page to find out how.
We are here to serve.

Help & Support

Our Service Performance

About OCU

Home Page > Purchase credit cards

Purchase credit cards

Buy now and spread the cost of all your purchases - large or small

Buy what you need now

Use a purchase credit card today, then pay off what you owe - without paying interest on it.

Spread your costs over time

Buy the things you need now and pay off the amount you owe gradually over time.

Purchase protection

As with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.

Purchase Plus Credit Card

Rewards Credit Card

Premier Credit Card

Customer Support?

It's easy to answer your query online. Visit our Help page to find out how. We are here to serve.

It's easy to answer your query online. Visit our Help page to find out how.
We are here to serve.