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Funds

Choose from our range of ready-made portfolios to start investing, or to build your investment portfolio.
An easy and convenient way to invest
Looking for a more convenient way to invest? Our funds, also known as portfolios, contain a mix of global investments that fund managers will look after for you. This means that your investment will be spread across multiple stocks and shares, so you don't have to choose them yourself and your risk will be spread.
You can keep your fund in a tax-efficient stocks & shares ISA or a general investment account (GIA).
Remember, investing has its downs as well as ups – so you could get back less than you invest. Plus, tax rules can change and any benefits will depend on your individual circumstances.
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Start investing with $50

Invest in a fund from $50. Then, you could set up regular payments from $50 per month.

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Spread your risk

A single investment in a fund is split across various stocks, sectors, regions and assets – which spreads your risk.

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Easy access to your money

You should aim to invest for at least 5 years. But your money isn't locked away – you can sell your investments and the money will usually be in your account within 4 business days.

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A range of options

Whether you're new to investing or more confident with your money, we've got a choice of investments for you.

Who can apply?
You can apply for a portfolio if:

you’ve got an CCU current accountcurrent account This link will open in a new window or savings accountsavings account This link will open in a new window (excludes Online Bonus Saver and Fixed-rate Saver)
you’re at least 18 years old
you're a UK resident
If you a citizen all countries we hold branches at.
you've got at least $50 to invest

Fees
There's no fee to open a stocks & shares ISA or a general investment account.There's also no fee to withdraw money from your investments. But ongoing fees and charges will apply. Before investing, you can read the 'Costs and Charges' PDF, which has details of all fees and charges.