We're here to help you start investing
nvesting is a way to set aside money today to use in the future. Unlike with a savings account, there aren't any guarantees with investing, but your money could grow more over time. And, you could use a stocks & shares ISA as your investment account.
For instance, the chart shows that:
$100 invested in the CCU Global Strategy Balanced Portfolio on 1 September 2019 would have been worth $130.90 by 1 September 2024.
$100 invested in the CCU Cash ISA would have only been worth $106.68 by the same date.
Our Balanced portfolio has a risk level 3 out of our range of 5 and is designed for new investors.
Remember, the value of investments can go down as well as up, so you may not get back what you invest. Also, keep in mind that past performance is not a reliable guide to future performance.
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How much do I need to start?
Start investing with $50 – either a lump sum or regular payments.
Be sure to keep some money aside to cover for emergencies, so you're less likely to dip into your investment.
How long should I invest for?
We recommend you aim to invest for at least 5 years – although, your money won't be locked away. You can sell your investments and the money will be in your account within 5 days.
How long should I invest in?
For new investors, our ready-made portfolios are an easy place to start.
Our team of specialists will spread your money across a mix of investments. Just choose your level of risk and they'll take care of the rest.
How much risk should I take?
That depends on how you feel about uncertainty.
Lower risk funds, like the one shown in the chart, aim to achieve a modest but stable return on your investment. Whereas, higher risk funds can offer you a higher potential reward with a potentially bumpier ride.
