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Balance transfer credit cards

Give yourself some breathing room with our balance transfer options

What is a balance transfer credit card?
A balance transfer card could save you money when you move your balance from one or more existing cards.

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Transfer balances from other cards

You may be able to save money - by moving what you owe on to a card with a lower interest rate.

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Simplify your cards

Transfer your other credit card balances so that you make just one monthly payment for everything.

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Keep your credit card costs low

Balance transfer fees apply, but there are no annual fees.

Explore our balance transfer credit cards
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Balance Transfer Credit Card

Enjoy up to 30 months interest-free for balance transfers (3.49% fee, min $5).
Eligibility criteria apply. Credit is subject to status.
Representative example

Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of $1,200



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Purchase Plus Credit Card

Discover the all-rounder that has up to 20 months of interest-free purchases and up to 17 months of interest-free balance transfers (3.49% fee, minimum $5).
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of $1,200

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Premier Credit Card

Get travel benefits and reward points - plus 9 months interest free on purchases and 18 months interest free on balance transfers (2.99% fee, min $5). Just for CCU Premier customers.
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 23.9% p.a. (variable)
Representative: 23.9% APR (variable)
Based on an assumed credit limit of $1,200

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