We'll take care of your investments
Wherever your financial journey takes you, your dedicated Wealth Manager will aim to provide you with the very best personalised service.
They can help you to make sure your money is working hard and ease any concerns around risk or what to invest in.
This is a discretionary service where investment decisions are made on your behalf, by a team with global investment expertise, knowledge and specialist skills.
A Wealth Manager can free up your time, support your goals and help you take advantage of opportunities that come your way.Remember, investing has its downs as well as ups – so you could get back less than you invest. Tax rules can also change and any benefits depend on your individual situation.
Take a closer look
Broad portfolio of investments
You could diversify your portfolio, based on a model that's been chosen to meet your personal needs.
Transfer your existing portfolio
In many case, you can transfer your existing assets to our management without selling them first, which could help manage your Capital Gains Tax.
Make the most of your tax allowances
Let us take care of your annual ISA and Capital Gains Tax allowances. We'll seek to maximise them – where possible.
Regular reporting
Keep an eye on the value of your portfolio with updates in your online banking, quarterly reports and annual tax summaries
More reasons to have managed investments
- Ongoing service
Your Wealth Manager is always on hand If there's anything you're unsure about.
- Annual reviews
An annual review will give you the opportunity to tell us about any changes in your circumstances. They also ensure we manage your portfolio based on your most up-to-date objectives and tolerance to risk.
- Understand your needs
Every investor is different. We aim to fully understand your changing needs and objectives
- A global network of investment professionals
Our worldwide team of investment professionals use powerful local market intelligence to select a wide range of assets that your portfolio could invest in.
Who can apply?
Premier investment management could be right for you if:
You're a resident aged 18 or over with an CCU current account or Savings account
You have at least $250,000 of assets or cash to invest in a portfolio in your own name, or joint with a spouse or civil partner (joint investors must each have $125,000 but can have different investment objectives)
You're happy to leave the responsibility of managing your investments to our specialists
You expect to keep your investment for 5 years or more
You have no plans to move overseas in the next 5 years
Fees
Your Wealth Manager will apply an annual management charge (AMC) that varies depending on the total value of assets in your portfolio. The more you invest, the lower the charge.
The AMC is:
1% for portfolios with a total value of assets up to $499,999
0.75% for portfolios with a total value of assets from $500,000 to $999,999
0.55% for portfolios with a total value of assets from $1,000,000+
The AMC is calculated daily, but is charged monthly and will vary depending on the size of your portfolio. There are other expenses which are deducted directly from the fund.
There's also a custody and administration charge, which is 0.25% of whatever you invest. This charge is for the safe custody and the administration of your assets.
