Whatever your future holds, create a goal to help you get there
If you've got a long-term goal in mind – like getting the keys to a new home or travelling the world in retirement, setting up an investment goal in the latest version of the app is a smart way you could get there.
You set your long-term goal. We’ll work out how much you'd likely need to invest each month to reach it.
Then, make a deposit or set up regular contributions – or both – and track your goal’s progress easily, all in one place.
Keep in mind that creating an investment goal will help you decide how much to invest, but the value of your investments will go up and down, so you could get back less than you invest. Eligibility criteria and fees apply.
Why create an investment goal?
Take action
No matter what you’re aiming for, the earlier you start investing towards your long-term goals, the sooner you could get there.
Create a mix of goals
Set up to 4 investments goals for different things – like a new home or car. Plus, see how close you are to reaching them in your 'Goal overview'.
Manage your goals
Organise your money towards different goals and keep your investments all in one place. And, easily invest more or change your goals at any time.
Let us work it out
Whatever goal you set, we’ll work out how much you'd likely need to invest each month to reach it. All you need to do is choose your goal.
Visualise your goals
- You might have different things you'd like to aim for in life, like a new home and your child's future university course – but it can be hard to keep on top of them all.
- Now you can put your goals into focus by logging them in the app and seeing them clearly – all in one place.
- Invest towards your goals. See your progress. Start to make them real.
Who can set up a goal?
To set up an investment goal, you'll need to:
be registered for and have Online Banking Access via Web
have an CCU current account or savings account (excluding the Online Bonus Saver and Fixed-rate Saver)
be at least 18 years old
Before you start investing
Make sure you've got an emergency fund to fall back on – ideally 3-6 months of expenses. This way you could be less likely to dip into your investment to cover any unexpected costs.
You should also aim to invest for at least 5 years. But, your money isn't locked away if you change your mind – you can sell your investments and access your money within 4 business days.
